With the influx of foreclosed and distressed properties crowding the market, it’s no wonder that sellers are up in arms about their home’s appraisal coming in thousands of dollars short of the listed price of the home. In their eyes, and the eyes of many Realtors, it is simply not fair to compare a standard [...]
Filed under Calvert County, Century 21, Charles County, Charles County Real Estate, La Plata, MD, Maryland, Real Estate, Saint Mary's County, Southern Maryland, Southern Maryland Real Estate, Waldorf · Tagged with appraisal, Charles County, Foreclosure, Selling Your Home, SOMD, Southern Maryland, Southern Maryland Real Estate
If you’re looking to buy your first home but can’t afford the down payment, there may be help out there!
Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a [...]
Filed under Buying, Buying a Foreclosure, Calvert County, Century 21, Charles County, La Plata, MD, Maryland, PG County, Prince George's County, Prince George's County Foreclosures, Real Estate, Southern Maryland, St. Mary's County, Team Benya, Waldorf, Waldorf Real Estate, White Plains, real estate agent · Tagged with $8, 000 Tax Credit, Accokeek, Buying a home, Calvert County, Century 21, Century 21 New Millennium, Charles County, Down Payment, FHA, FHA Guidelines, FHA Limits, first time home buyers in southern maryland, Forst Washington, Home Buyers, Housing and Urban development, NAR, PG County, pg county real estate, Prince George's County, prince georges county real estate, Shaun Donovan, Southern Maryland, Southern Maryland Real Estate, St. Mary’s County, Team Benya, Waldorf
Several years ago the Department of Defense rolled out the Housing Assistance Program (HAP) for service personnel the were relocated due to Base Realignment and Closures (BRAC). Due to the overwhelming mortgage crisis, that program is being expanded, and you may be eligible to receive financial relief if you’re moving due to permanent reassignment!
The guidelines [...]
Filed under Calvert County, Century 21, Charles County, Charles County Real Estate, La Plata, MD, Maryland, Real Estate, Southern Maryland, Southern Maryland Real Estate, Waldorf · Tagged with BRAC, Calvert County, Calvert County Real Estate, Century 21, Charles County, Charles County Real Estate, Department of Defense, DoD, HAP, Housing Assistance Program, Military, Military Homeowners, Military Relocation, relocation, Selling Your Home, Southern Maryland, Southern Maryland Real Estate, Team Benya, Wounded Warriors
Unfortunately, sometimes things just don’t go according to plan. Bad apples exist everywhere, especially in the real estate market. You do your best to avoid them, but the problem with bad apples is that they may look great on the outside, and there’s no way to know about that worm waiting for you to bite!
I [...]
Filed under Buying, Buying a Foreclosure, Calvert County, Calvert County Foreclosures, Charles County, Charles County Foreclosures, Charles County Real Estate, Foreclosure, Foreclosures, Howard County Foreclosures, MD, Maryland, Real Estate, Southern Maryland, Southern Maryland Real Estate, St. Mary's County, Waldorf, Waldorf Real Estate · Tagged with Buying a Foreclosure, Charles County, Foreclosures, Maryland, MD, Southern Maryland, Southern Maryland Real Estate, title companies
There’s been a huge increase in Southern Maryland Short Sales over the last year thanks to the ongoing housing crisis. More often than not, they end up as foreclosures, many times because the path to negotiating is at best, murky.
When working with a lender to get a short sale agreement, there are several things [...]
Filed under Calvert County, Century 21 New Millennium, Charles County, La Plata, MD, Maryland, Prince George's County, Real Estate, Short Sale, Southern Maryland, Team Benya, Upper Marlboro, Waldorf, realtor · Tagged with Calvert County, Century 21 New Millennium, Charles County, hardship letter, La Plata, Maryland, MD, PG County, Prince George's County, Real Estate, realtor, Short Sale, short sales, Southern Maryland, Southern Maryland Real Estate, St. Mary's County, Team Benya, Waldorf
Trying to buy one of the multiple foreclosures (REO, or Real Estate Owned) for sale in Waldorf, MD or Charles County MD? Most folks who are trying to buy a foreclosure are looking for a great deal, and while there are some deals to be had, it seems like there is just as much [...]
Filed under Buying a Foreclosure, Calvert County, Calvert County Foreclosures, Charles County, Charles County Foreclosures, Charles County Real Estate, Foreclosure, Foreclosures, Indian Head, La Plata, MD, Maryland, Prince George's County Foreclosures, REO, Real Estate, Southern Maryland, Team Benya, Waldorf, Waldorf Real Estate · Tagged with Buying a Foreclosure, Calvert County, Calvert County Foreclosures, Charles County, Charles County Foreclosures, Charles County Real Estate, Foreclosure, Foreclosures, Indian Head, La Plata, Maryland, MD, Prince George’s County Foreclosures, Real Estate, REO, Southern Maryland, Team Benya, Waldorf, Waldorf Real Estate
It’s official: The Hope for Homeowners Act of 2008 has been signed by the president and now we shall see who this helps. For struggling homeowners in Maryland, here’s a quick breakdown of the criteria to qualify:
In order to apply for this program, you must:
Have a loan originated prior to 2008
Be paying paying more than [...]
Filed under Calvert County, Calvert County Foreclosures, Charles County, Charles County Foreclosures, Charles County Real Estate, FHA Limits, Foreclosure, Foreclosures, MD, Maryland, Prince George's County, Prince George's County Foreclosures, Real Estate, Short Sale, Southern Maryland, St. Mary's County, St. Mary's County Foreclosures, Waldorf, White Plains, pre-foreclosure, realtor · Tagged with Calvert County, Calvert County Foreclosures, Charles County, Charles County Foreclosures, Charles County Real Estate, FHA Limits, Foreclosure, Foreclosures, Hope for Homeowners, Maryland, MD, pre-foreclosure, Prince George’s County, Prince George’s County Foreclosures, Real Estate, realtor, Short Sale, Southern Maryland, St. Mary’s County, St. Mary’s County Foreclosures, Waldorf, White Plains
The Real Estate Market in Charles County is tough right now, period. Even experienced tried and true agents are seeing less sales, less showings, less of everything but listings! It underscores how hard it is for people who are in the process of selling their home, or getting ready to put their home [...]
Filed under Calvert County, Century 21, Century 21 New Millennium, Charles County, Hughesville, Indian Head, La Plata, MD, Maryland, Real Estate, Southern Maryland, Team Benya, Waldorf, White Plains, real estate agent, realtor · Tagged with
I admit, I’m not a big fan of the cold weather (why I ever lived further north is beyond me!). I like summer, I like warm sunny weather, and I’m ready to enjoy said climate again. I realized this morning that we are already in the middle of March! Now, you would think [...]
Filed under Calvert County, Century 21, Charles County, Dogs, Jonathan Benya, Maryland, Real Estate, Southern Maryland, Southern Maryland Blue Crabs, Team Benya, Why do you love southern maryland?, real estate agent, realtor · Tagged with
We’ve been expecting to see this, but the new lending limits for FHA loans in Southern Maryland have been published (fair warning: this is kinda dry information, add water as necessary).
For Charles County and Calvert County, the new limit for a FHA loan on a single family home is $729,750. For [...]
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