$8,000 Tax Credit Can Be Used for Down Payment!

May 15, 2009 by Admin · Leave a Comment 

If you’re looking to buy your first home but can’t afford the down payment, there may be help out there! Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a [...]

How Not to Take Real Estate Photos

May 7, 2009 by Admin · Leave a Comment 

A common complaint among home sellers is that photos that are taken to market their home look less than stellar.  I know how to take a good photo, but my brother knows how to take a GREAT photo.  I know my limitations, and I leave the photo taking up to him. I saw a wonderfully [...]

Avoiding Bad Apples

March 3, 2009 by Admin · Leave a Comment 

Unfortunately, sometimes things just don’t go according to plan.  Bad apples exist everywhere, especially in the real estate market.  You do your best to avoid them, but the problem with bad apples is that they may look great on the outside, and there’s no way to know about that worm waiting for you to bite! [...]

$230k for a single family home on 2 acres in Mechanicsville, MD!!

February 20, 2009 by Admin · Leave a Comment 

If you’re looking for a great deal on a home in Mechanicsville, MD, this is it! This home is listed at just $230,000, and is sitting on 2.15 acres! The back yard is fenced in, and the rear multi-tiered deck is made of trex decking! The home is located in the Country Lakes subdivision, and [...]

Hope for Homeowners Act of 2008; Who does this help in Maryland?

July 30, 2008 by Admin · Leave a Comment 

It’s official: The Hope for Homeowners Act of 2008 has been signed by the president and now we shall see who this helps.  For struggling homeowners in Maryland, here’s a quick breakdown of the criteria to qualify: In order to apply for this program, you must: Have a loan originated prior to 2008 Be paying [...]

Adventures in New Home Buying

May 6, 2008 by Admin · Leave a Comment 

    I got a call this week from a woman who had read my blog post "Are New Construction Prices Negotiable?", and she was curious about how to deal with builders in Prince George’s County who seem to be playing some sort of "Shell Game" when it comes to dropping the price, charging more [...]

Why Do You Love Southern Maryland? ~Budd's Creek Drag Strip!~

March 14, 2008 by Admin · Leave a Comment 

     I very rarely manage to get time off.  From the time I turn my phone on at 9am until I finally call it quits around 9pm, my phone is more or less off the hook all day.  Needless to say, none of us enjoy much time off.  When I do see the occasional [...]

Charles County Foreclosure Update March 2008

March 2, 2008 by Admin · Leave a Comment 

    I’m seeing more and more foreclosures, and none of the government assistance programs seem to be helping stem the tide of foreclosures that we’re currently seeing. Do Foreclosures Affect My Home’s Value?     In Charles County in the last 60 days, there have been 12 foreclosures that have been sold, and a [...]

How Do I Determine Southern Maryland Land Value?

February 19, 2008 by Admin · Leave a Comment 

    We do a fair amount of land sales here in Southern Maryland, and trying to determine land values is a complicated process, much more so than determining the value of someone’s home.  Everybody wants to make top dollar for their land when they go to sell it, but how do you know what [...]

Credit Score Defined

February 19, 2008 by Admin · Leave a Comment 

Credit Score Defined   Everyone’s at least heard of a credit score, but for a lot of folks the concept seems to be confusing (let’s face it, it IS confusing), but a basic understanding of what is being computed can go a long way in trying to ensure that you maintain a happy, healthy credit [...]

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